Save Money – The Easiest Way To Save Money

We are consumers. We simply need things such as gas for our cars, insurance, phones, groceries, furniture and many other things. All of these things require money! Unfortunately, our economy is not good. Luckily, it’s slowly getting better. But even when our economy gets better, wouldn’t it be nice to save money on all the things we need? Wouldn’t it be nice to have an a few extra thousand dollars in our pockets each year? Well, you certainly can! The best part about it is it’s incredibly easy to do!

No more searching online for hours trying to find the best price for your purchase! The way to save an extraordinary amount of money is via saving money memberships! More specifically, lifetime saving money memberships! I am going to go over the 3 things you need to look for before getting any type membership like this!

1. Duration – You can get one that only last for a few months or years but if you’re looking to save thousands of dollars each year then your best bet is to find a one that offers a lifetime holding. Especially if you enjoy the benefits, it would be ideal to continue to enjoy it for the rest of your life. There are plenty of lifetime holding ones out there, however, if you can’t find one you like that offers that then at least look for one that has a long duration. A 10 year or even a 15 year saving money membership will do some great things in terms of adding more money into your wallet.

2. Do The Math – You have to look at the price! If you are looking to get a lifetime one, you may have to pay a decent chunk of money. But it’s important to remember that it’s a one-time payment. You also have to make sure you’ll be able to save more than you originally spent or else it kind of defeats the purpose. Doesn’t it? If a saving money membership with a lifetime holding requires a one-time $5,000 payment but you are able to save $2,000 each year, do the math! That’s a great saving money membership! You will be able to save more money then you originally spent after 3 years! After the 3 years you will be smooth sailing! Be sure to do the math before you freak out about the price!

3. Look At The Benefits – If you want to maximize your savings you’re going to have to look at the benefits! Look for a saving money membership that has a ton of benefits! If you get one for gasoline, you need to make sure you purchase a ton of gasoline each year! There are several out there that allow you to use it on almost anything! There’s no need to limit your savings! As I mentioned before, it would be nice to save on a wide variety of things and you certainly can!

So, if you are looking to save an extraordinary amount of money each and every year your best bet is to look into a saving money membership! However, don’t get one without looking into it first and getting some information! Make sure that it has a high duration (preferably lifetime), do the math and make sure that you are going to be able to save more money then it took to get the membership in the first place, and finally be sure to look at the benefits so you can maximize your savings with a wide variety of things!

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Creating Wealth – 3 Simple Steps To Creating Wealth

If you’re reading this article, you’re probably tired of working your day job and feeling like it’s going nowhere. You may feel fearful about your future and retirement. Maybe you’re tired of getting vacation time off and not having the funds to go on an actual vacation so instead you stay at home and watch television. If this sounds anything like you, I’m very glad you have been able to find this article. I am going to be going over the 3 steps to creating wealth. You have probably heard these steps before because they are very accurate! However, I am going to explain these steps.  My best advice to you is to finish this entire article and then begin implementing the steps.

1. Make It – This is the most obvious step but it has to be done correctly. Have you ever heard the saying “Work Smart, Not Hard”? Well, why don’t repeat that saying a few times to yourself. If you would like to create wealth, your day job simply isn’t going to cut it. Ever. Find an opportunity and take some risk. Some of the leading wealth generators in the world have been able to be what they are today because of this. They found an opportunity they saw success in and took action and a few risk as well. I don’t mean risk your entire life to achieve your desire. However, you shouldn’t be afraid to risk or invest your time and even some of your money to achieve something that will make you forget you even had struggles in the first place. If you don’t like the idea of taking a few educated risk and investing your time or money then generating wealth isn’t something you should be trying to discover how to do.

2. Save It – Once you begin generating wealth you have to learn how to properly save it. I’ve done many articles, videos, audio blogs, and reports over saving money like a pro. It’s very essential to wealth creation! You can make a ton of money but if you want your bank account to satisfy you in 10 years you have to learn how to save! Make the money and then save a good portion of it. If you save correctly you can even make even more money just by saving.

3. Invest It – Make money and create wealth, save the money so you can stay wealthy, and then invest it so you can grow even wealthier. Like saving, you have to learn how to invest properly. I’ve done a ton of work related to this topic as well. One good idea for this process is with real estate but if that’s not something your interested in that’s fine, there’s plenty of different routes you could take. This step in crucial when you get to it. If all you do is create the wealth and then save it all you’ll be doing is stabilizing all that you’ve done, if you would like to continue growing you must learn to invest!

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3 Budgeting Tips That Work – How To Budget Like A Pro

You can do a lot more with your finances if you learn how to properly budget and save. You could go from sitting at the house watching television during your paid time off of work to taking a nice vacation with the spouse. You can do much more with your life if you learn how to handle your money like a pro. I’m going to give you 3 tips that if done correctly and steadily will be very effective. Some of these tips may seem obvious; however, too many people fail to do them!

1. Learn To Budget – As painful as it may be this all comes down to the old fashion way of grabbing a pen and a piece of paper and doing some math. Figure out your average monthly income and write that number down. Then, subtract all your bills. After that, take 5% or 10% of the remainder and add it into your savings account. Finally, you have to reward yourself. So hopefully you have something like $300 left, so take $100 and use that for recreation and put the remaining $200 into your budgeting or reserve account. Be sure to realize that life and finances is subject to change. So make this a reoccurring thing. I create a new “Budget List” about once every 3 months.

2. Expect The Unexpected – Things happen. Whether we like it or not, that’s just reality. You have to have the willpower to set aside some amount of money each paycheck into your reserve account. You still should also set aside a certain portion and put it into your savings account but if you put all your budgeting money and saving money into one place you won’t be building as much interest as you should be once a tire goes flat or you need an oil change or whatever else. Budgeting and saving are closely related but they are not the same thing! You do not want to have to spend the money you have been saving. The purpose of the money you have been budgeting is meant to be spent when needed.

3. Become Debt-Free! – This tip is very rewarding and so underestimated! Pay down your debt! I understand that by making investments you can one day become rich. But is becoming debt free not an investment? It’s an investment in yourself and future! Once you become debt-free investing will be much easier as well. So don’t feel like it’s an awful idea to pay a little extra every month. Of course, residual bills are inescapable but temporary bills are not such as a credit card or car payment.

There’s a ton of other tips on things you could be doing to budget better. These three are just ones that I have found to be effective in my own personal life. If you do happen to follow these tips you will see the results! If you follow these tips for two days and then stop, you probably will not see results. It is your decision to budget like a pro, become debt-free, and to be expecting things to happen. It’s also your decision to make the most out of your income and achieve financial freedom.

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Memberships To Save Money: Save Money Like A Pro

Saving money is making money! However, you simply can’t save your way to riches. So, it’s important to save money and earn money at the same time! There’s plenty of ways to do both of those wisely but this article is just going to be about saving money! I will cover the earning a substantial amount of income easily portion another time.

There’s a plethora of ways you can save money! My personal favorite is memberships! So, what are some good memberships to begin saving a substantial amount of money each year? I will list 3 awesome membership types below but first I am going to list a few features or benefits that you should look for before purchasing a saving money membership.

Features And Benefits

1. Variety – You should look for a membership that can save you money on a wide list of things. You don’t want to invest in a membership that allows you to save money on just one thing unless you purchase that one thing religiously, such as gasoline! Look for a membership that will allow you to save on almost anything that you use on a daily basis.

2. Big Savings – Once again, you can’t save your way to the top. So look for a membership that has big savings! It’s very possible for you to save thousands of dollars each year, so don’t settle with a membership that only saves you hundreds each year!

3. Return – Any membership you get will likely cost money! You don’t want to invest money into a membership that will never reward you back what you had paid or are paying! Make sure to calculate the numbers and see if the membership you’re looking into will give you a return on your investment!

Awesome Memberships

1. Warehouse Memberships – Why would you buy a small package of toilet paper if you can get a large package of the same brand for the same price as the small? Buy in bulk with a warehouse membership! Yes, most of these memberships require an annual fee but that’s for you to decide if you’re saving enough money each year to balance it out! If you are single and live alone with no kids, you probably don’t need this membership. However, if you are married with 3 kids you most definitely should consider and look into getting one of these memberships!

2. Grocery Memberships – I can only assume that most people purchase groceries on a regular basis. Look for a membership that allows you to save a good portion of money on all of those groceries! This is probably one of the best memberships you can purchase! If you buy food, this membership is for you!

3. Fitness Memberships – This is a good membership for anybody! Even if you aren’t currently active physically, there’s a good chance someday that you will be! It’s never too late to start! You can look for a gym membership in which will save you money or even for one to do yoga or play basketball on a team. There’s a ton of possibilities when it comes to this type of membership so be sure to search around and find one that works for you!

Learn How To Save On Groceries, Tires, Furniture, Health Insurance, Phone Bills, Automotive Services, Car Rentals, Flooring, Home Improvement Tools And Services,  Jewelry, Legal Services, Energy and much more with ONE membership!

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How To Invest: 3 Ways To Start Investing Like A Pro

We all love the idea of making money. However, we often don’t recognize some of the best and effective ways to do just that such as saving and more importantly, investing. Some of the highest income earners in the world invest a huge portion of their money. However, if you are going to invest your money you have to do it wisely.

You can’t just throw money at any opportunity and hope for results. You have to look for good ROI’s, which is Return on Investments. There’s a ton of ways to save and there’s also a ton of ways to invest. Additionally, there’s a plethora of ways to do both! In this article, I will be covering some of the simplest and effective ways to invest your money like a pro!

Let’s Begin!

1. Bank Accounts – This has to be the easiest way to invest and save your money! It’s not the most effective, so don’t expect to invest $50 and achieve a return of $1,000 in the next coming months. However, it’s all a gradual numbers game! If you don’t play, you don’t win. If you don’t already have a bank account, get one! However, make sure this bank account comes with a Savings Interest Account. That will allow you to build interest over time from the money you put in.

You can take this money out at anytime for emergencies so it’s not like you’re losing your money at any time. You’re just storing your money, if you will.  Most interest accounts provide interest of 0.01%. Don’t lose hope! If you have $100 in this account, which means (for most accounts) you will build $1 per month. Read that a second time if you have to. You will be profiting $1 each month for doing absolutely nothing! If that’s not easy, basic and smart investing, I don’t know what is. Before we move on, imagine a millionaire with a couple thousand sitting in their interest account. There’s a reason individuals use this funnel of investing.

2. Pay Off Debt – I hope by now you have read several other articles, maybe even have watched a few videos over the topic of proper investing. If you have, I’m almost positive this tip has come up multiple times. Why? Because it works! Let’s use logic for a moment if we can. Let’s say you make $5,000 a month but you have credit card bills, medical bills, layaway bills and many others. These “bills” can be paid off and never to be seen or spoke of again. Let’s pretend that all of these bills take out a whopping $1,000 each month out of your income. Now, you only make $4,000 a month.

I understand that times are tough for many and easy for few. However, if you were to be able to start chipping away at all that debt and get yourself 100% debt free, you will have that extra $1,000 again to invest with such as putting it in your interest savings account. It may sound silly at first, but examine and research at some point the actions of increasingly rich individuals. The first thing they did when they began to achieve financial success was paid off all their debt. Financially successful people don’t have time to pay off unneeded debt. If this article appears silly, do this tip for just one of your debts and see the results.

3. Dividend Stocks – Stocks are always fun to tinker with. Some are a waste of your money and time but others are a fantastic way to invest! It’s all about making wise decisions. Don’t just throw your money into any stock! Do some research and look at the analysis of every stock you come across. As a hint, most “penny stocks” are a joke! Look for a stock that projects massive growth as well as offers dividends!

Also, feel free to get in touch with a stock broker but remember they are certainly not required. If you don’t mind investing a little time as well, you will be able to find a great stock that pays dividends and projects massive growth. For example, I have quite a few stocks in the marijuana industry (to make it simple). Why? Well, although I do not use any drugs at all, it is very clear that the USA is going in the legalization direction. This means, growth in terms of stocks in this industry is certain! It’s also important to decide the best way to use these dividends and to remember that they are generally quarterly and won’t be a huge whopping amount of money. I personally, take my dividends and slam them right back into the same stock! It’s a slow process, a very slow process! However, after 40 years I will be in very good shape.

BONUS

4. Invest In Yourself!! – Consider this a bonus tip. I cannot express this enough. If you desire a vast amount of income and/or time to vacation or spend with family then begin investing in yourself and your future immediately. By immediately, I mean right now! Today! You could start your own business which could quickly or slowly lead to establishing a huge amount of steady income. You could invest in your own education by going back to school or taking some side courses. You could do many things! The point is, to invest in yourself and your future and I promise you will see dramatic, positive, and effective results provided you do it wisely!

Start Investing!!

Hopefully you enjoyed my 3 tips on how to invest like a pro as well as my 4th bonus tip! Keep in mind, what has been explained is only the tip of the iceberg when it comes to saving and investing like a pro! I recommend you to look around for more tips and go through more of my articles for I discuss this subject on a regular basis. Investing and saving is a process, it’s certainly not a get rich quick scheme. However, once you have mastered the process you will find that becoming and remaining financially stable is much easier!

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Understanding Organo Gold: Can You Really Make Money With Organo Gold?

Founded in 2008, Organo Gold offers beverages and supplements that are nutritional, simple, and delicious. Products are mainly coffee and tea related. They focus almost all of their products around an ingredient known as Ganoderma. What Ganoderma is supposed to do is build a strong and healthy body while increasing life expectancy. In addition to products that contain Ganoderma, they also offer a business or income opportunity for those that have an interest in sharing their products with others. However, can you really make a legitimate income with Organo Gold’s opportunity?

The Thing: As mentioned before, Organo Gold offers beverages and supplements containing Ganoderma. I will explain a few of these products along with the benefits of each along with the price when available. Two of the products will be beverage related and one will be supplement related.

1. Premium Gourmet Organic King of Coffee – This $46.50 box of coffee comes with 25 Sachets per box and contains pure organic Ganoderma. In order to enjoy this beverage all you have to do is pour one of the packets into your coffee cup, add hot water, and mix. It is designed to give drinkers the benefits of Ganoderma and supports overall body wellness.

2. Gourmet Hot Chocolate – For only $31.50 you can get a box of this product with 15 Sachets all enhanced with Ganoderma Lucidum. It has a rich flavor and requires the same instructions as the Organic King of Coffee; Pour, Add Hot Water, and Mix! It is designed to support overall body wellness and health as well.

3. Ganoderma Spore Powder – Like almost all of their products this supplement is enhanced with Ganoderma Lucidum. This product can be bought in containing 90 capsules for $99.00. It was designed to extract as much potency as possible from Ganoderma and contain rich and natural beneficial compounds for overall health and wellness.

The Opportunity: Just like every other company in the entire world, Organo Gold has a compensation plan. This is how distributors are able to make a profit marketing or selling their products, payouts can be daily, weekly, and/or monthly. There are seven total ways to make money or rewards through Organo Gold’s business or income opportunity: Retail Profit, Fast Track Bonus, Dual Team Bonus, Uni-level Bonus, Uni-level Matching Bonus, Generational Bonus, and Global Bonus Pool. I will explain a few.

1. Retail Profit – This is where making money through Organo Gold all begins. By selling products to retail customers you are able to earn profits up to 50% paid daily and/or weekly.

2. Dual Team Bonus – This form of payout is only offered weekly but if you are able to grow your business, you will be achieving payouts in this form. They use a Binary point system when it comes to this payout building one team on your left and another on your right. Once you are able to build and motivate your two business teams you will have the potential to earn an incredible $75,000 weekly!

3. Global Bonus Pool – This is the ultimate reward Organo Gold offers their distributors and is earned Monthly, paid Quarterly. When and if you achieve this level of payouts you will be able to actually earn 3% of the Total Worldwide Uni-level Commission-able Volume. In other words, you sort of get paid upon the entire success of the company at 3% share. Wow!

The Cost: In order to become a distributor and take advantage of Organo Gold’s business or income opportunity there are two main things that you Must do!

1. Enroll – Enroll yourself into the company and as Independent Distributor. This process is very simple and only takes a few minutes to complete.

2. Purchase A Business Entry Kit – The cost of the Business Kit is $49.95. Once you have completed the enrollment and have purchase this Business Kit you are ready to rock! The Business Entry Kit is a free access for one year to your BackOffice and Organo Gold will also create a Pro Replicated Website for your new business. The Business Kit also includes a Distributor Binder, Brochures and Applications, A Variety of Samples of Coffee, and Access to Wholesale Purchases.

To conclude, yes you can make money with Organo Gold!

Final Thoughts: Organo Gold is a very interesting company. Their products are great for overall wellness and health containing Ganoderma. The compensation plan is also very lucrative as long as you know how to effectively use network marketing. However, even if you don’t know how to effectively use Network Marketing, you will still be able to earn an income stream from taking advantage of their business opportunity provided you work at it daily. If you don’t work at it, obviously, you won’t make any type of income at all. But you if you devote yourself to the industry and make a commitment to create a substantial amount of income, this company definitely offers that ability.

The only difficulty I see with this company is the products itself. Don’t get me wrong, they offer outstanding products. However, when it comes to Network Marketing you should look for a product with a Massive Market! The reality is, not Everybody drinks coffee, tea, or hot chocolate regularly enough to feel the need to purchase large quantities of the product. However, for those that are complete coffee lovers, they would Love to be educated on Organo Golds products and experience it as well and may become steady, forever-existing customers as well.

If you are looking for a company with a Massive Market, I assure you, there are plenty of them out there! I have actually been able to discover a way to make a substantial amount of residual and passive income all from home with a product that has a Massive Market, meaning there is only a handful of people in which wouldn’t have any interest in it. It’s called Saving Money! Connect with me and get your free report on how exactly to get involved with a company with a Massive Market relating to saving Thousands of Dollars Each Year in addition to Earning Thousands of Dollars as well!

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*Dustin Hale is Not affiliated with Organo Gold or their business opportunity.

Saving Money With Memberships – Can Memberships Really Save You Money?

People love saving money!

More importantly, they love spending money! The goal for such companies offering saving memberships is to allow people to buy more and spend less. Saving memberships, are one of the best ways you can save money on nearly anything. Of course, these memberships may not be free but if used properly, you will be able to save much more than the initial payment of the membership(in most cases). By using saving memberships, you could save hundreds or thousands of dollars per year! Here are a few memberships that will save you tons of money in the long run!

1. Amazon Prime – This membership offers free shipping in only two days for online shopping! If you already pay for Netflix, cancel it! Get prime! In addition to free shipping in two days, you also can watch unlimited movies and TV shows with Prime Instant Video. You will also have access to ad-free unlimited music streaming! This membership also includes over 500,000 free eBooks, free unlimited photo storage, and you will have access to Lightning Deals before other customers! You can get this membership for only $99 per year and you are able to cancel at anytime. If you are unsure whether or not the benefits of this membership will help you, try their 30 day free trial!

2. Costco Membership – Costco actually offers three different memberships: Executive, Business, and Gold Star. The business membership is more for individuals in which own a business! However, the Gold Star and Executive memberships are for everyone and anyone! The Gold Star Membership allows you to save money when purchasing groceries, home goods, and electronics! You can get this membership for yourself for only $55.00 per year! The Executive Membership will get you a 2% reward on most Costco purchases, in addition to lower prices on checks printing, identity protection, payroll services, free roadside assistance for vehicles covered through the auto insurance program, extra travel benefits, and online investing accounts.

3. American Automobile – Depending on where you live this usually cost around $50-$60. It primarily takes care of three events: It covers the cost of a tow truck if your vehicle breaks down, it will help you if you run out of gas, and it allows free assistance if you lock your keys in your vehicle! You may also be able to get some pretty awesome discounts at hotels and many retail stores with this membership!

So the final answer to the question “Can Memberships Really Save You Money?” The answer is yes! Definitely! Get in touch with me for more information on how to save tons of money!

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